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Reg: Mar 29, 2024 10:48:19 GMT
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Post by Deleted on Mar 2, 2015 16:49:43 GMT
my slabby has been wrote of twice . 1st old lady reversed into it 2nd got rear ended at traffic light,s. i am thinking if it happen,s again ? the monies i get paid will be less. as when i got hit last time the asser didnt want to pay due to damaged before ? is it worth a reframe as i dont have any j frame,s only H ...... what do you think.
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Post by katana on Mar 2, 2015 18:34:57 GMT
With Cat D's, a repair is a repair and shouldn't affect the claim value, with Cat C it gets harder to justify as the damage would usually be more severe - even so, if you had all the parts from a donor bike to rebuild its value shouldn't be affected too much. As no one rebuilds Cat B's and A's should be scrapped automatically they aren't in question. I've been paid out on the same bike - full book value, 2nd time the ins. co didn't even bother inspecting!
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Post by bigkenx on Mar 2, 2015 18:43:14 GMT
Did it bring sting being rear ended
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Reg: Mar 29, 2024 10:48:19 GMT
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Post by Deleted on Mar 2, 2015 20:24:51 GMT
Did it bring sting being rear ended i was walking like john wayne.......... but look like buster gonad ? with the wheel barrow ha ha....... first time i got full money for the bike 2nd time less than half ? and i had to argue to get that...........
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Post by bigkenx on Mar 2, 2015 20:32:32 GMT
Ha ha I remember buster gonad lol
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Post by rusty on Mar 3, 2015 6:45:41 GMT
Did it bring sting being rear ended i was walking like john wayne.......... but look like buster gonad ? with the wheel barrow ha ha....... first time i got full money for the bike 2nd time less than half ? and i had to argue to get that........... was there dispute over who was at fault for the accident??
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Deleted
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Reg: Mar 29, 2024 10:48:19 GMT
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Post by Deleted on Mar 3, 2015 16:33:25 GMT
rusty there was no dispute over it ? i was stopped at traffic light,s with a car in front of me and a woman drove into me . which fucked my knee again what had only just 5 month,s ago been rebuilt in a 5hr op....... surgeon was not a happy bunny ? i got paid out for the bike in a month after a enginer came out +20 phone call,s, but he new nothing about bike,s ?? and kept saying it,s been repaired before. it,s not worth anything .
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Post by bigkenx on Mar 3, 2015 17:45:17 GMT
What a cunt
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Post by slim on Mar 3, 2015 18:58:44 GMT
I worked for a while in an insurance approved repair shop & have heard an assessor telling an owner that damaged bikes are worthless when repaired, when I pointedly asked why his company bothered to repair them & why our company was approved to do the work which we guaranteed, he spluttered, swore & beat a hasty retreat
Imho a repair is a repair no matter the reason, so the only way a repaired bike would be worth less that one that had never been damaged would be if the repair had been done badly.
The insurance companies just use the fact of repair as a get out clause to avoid paying out even though they approve & pay for it in the first place ..... tossers the lot of them
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Post by canamant on Mar 4, 2015 19:49:17 GMT
I've been rear ended 4 times in 3 cars. The first one was repaired by my insurers. They got their money and I hit the other side for a diminution in value claim. 2nd one was an old car so worth buttons and they paid out in full (total loss because it was a 500 quid car) and I stuck a new bumper on and drove it for a few more years. 3rd one was a newish car repaired at the other side's place. Again I hit the other side for diminution in value. Last one was a constructive total loss on the same car as the 3rd one. Still driving it.
Although common sense would suggest that a correctly repaired vehicle (car or bike) should be as good as an undamaged one, the fact that it has been damaged means it carries a stigma, and if there were 2 identical ones in a show room at the same mileage and price but one had been damaged and correctly repaired while the other one had suffered no damage at all, which one would you buy ? You can only do it the first time it is damaged. The market value of a machine which appears on the insurer database will be worth less simply because it has been damaged. It's human nature to want an undamaged item rather than a repaired item.
One problem with the Cat whatever is that they disappear from the auto reminder system from DVLA and you can't transfer ownership unless it gets a VOSA inspection. I lost a the plate I'd transferred from car to car for years when I scrapped one of the cars. It couldn't be driven to the VOSA station _ no MOT and as such the plate was withdrawn.
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